Irs 2025 401k Catch Up. In 2025, you’re able to contribute an additional $7,500 to a 401 (k) each year, so long as you’ve made your contributions by the end of the calendar year. Starting in 2025, employees can contribute up to $23,000 into their 401(k), 403(b), most 457 plans or the thrift savings plan for federal employees, the irs announced nov.
This ensures that the limits remain meaningful as the cost of living. The limit on employer and employee contributions is $69,000.